Shanaya Fin Services

Our Pricing

At Shanaya Fin Services, we are dedicated to offering competitive and cost-effective pricing on all products and services provided through our platform. Our price list is regularly updated in collaboration with our trusted seller and brand partners to ensure you always receive the best available rates. For the most current price list, please reach out to our sales team.

Our Business & Payment Mandate Workflow

Business Model Overview

We are a B2B electrical wholesaler and trader. Our customers are retailers and distributors, not end consumers.

We are currently associated with:

Havells India Limited
Polycab India Limited
RR Kabel Limited
Orient Electric Limited

Additional brands will be added over time.

Sales Process (No Cart / No Checkout)

Our website only displays products and indicative pricing

We do not use:

Add to Cart
Online Checkout
Instant Online Purchase

Orders are finalized through:

Phone calls
Physical store visits
Direct B2B discussions

Weekly Mandate Workflow (Primary Use Case – 99%)

Example Work Scenario

Retailer places an order worth ₹1,00,000
Payment is structured as weekly mandates
10 mandates × ₹10,000 each × 10 weeks

We offer standardized ten-week payment terms where you need to pay 10% of the invoice value every week. For Example: If your invoice is processed on 10-March-2026, we will debit 10% of the invoice value every week (starting 17-March-2025) for next ten weeks through a mandate.

Step-by-Step Mandate Workflow

Order Confirmation

Retailer confirms order via call or store visit
All orders are processed only after verification of the retailer/distributor/dealer’s PAN, Aadhaar, GST details, and CIBIL score to ensure compliance and secure transactions.
Total order value, payment schedule, and weekly mandate plan are mutually agreed.

Mandate Creation (Customer Consent)

Customer enters basic details (Name, Mobile Number, Email).
Customer is redirected to Cashfree’s secure mandate page.
No payment or bank details are taken on our website.

Mandate Authorization

Customer gives consent using:

UPI AutoPay
Net Banking
Debit/Credit Card (as supported by Cashfree)

Mandate Creation

Cashfree creates the mandate with

Approved amount
Frequency (monthly / weekly as applicable)
Validity period or until cancelled
Validity period or until cancelled

Service Activation

Once mandate becomes ACTIVE, we activate the customer’s service.
Customer receives confirmation from Cashfree via SMS/Email

Auto-Debit Execution

Cashfree automatically deducts the amount as per mandate schedule.
No manual payment is required from the customer.

Cancellation or Failure

Customer can cancel the mandate anytime via bank/UPI app.
If any debit fails:
- Cashfree notifies the customer
- Further action is taken accordingly